3 Things Dumb People Do With Their Money (It’s Not What You Think)

3 Things Dumb People Do With Their Money (It’s Not What You Think)

When it comes to the plethora of personal finance blogs out there, many tend to focus on the seemingly small things to increase your net worth, such as skipping your daily Starbucks, or avoiding the shiny new car. While I agree with those whole-heartedly, the things I’m talking about today go far beyond that. Financial …

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How Much Should My Honeymoon Cost?

How Much Should My Honeymoon Cost?

A survey by The Knot released its annual report listing the average wedding cost to be $35,329 for 2016. That statistic is up $3,000 from the previous year and will surely climb even higher this year. With wedding costs at an all-time high, it’s easy to get carried away with the budget that you entirely …

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10 Reasons Why You’re Still Broke

10 Reasons Why You’re Still Broke

In general, I consider myself a relatively frugal person. I save on the things that aren’t important to me, so that I can splurge and spend on those that do. I don’t drive a new vehicle (quite the contrary, actually), I’m fine with generic brands at the grocery store, and I couldn’t care less what …

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How Men and Women Differ When Spending Money

How Men and Women Differ When Spending Money

Generally speaking, men and women choose to spend their money differently. Even now, as you read this, you’re probably already thinking of some. This became all-too-apparent to me as a newly-wed, when I mistakenly tried to place a limit on my wife’s clothing budget (if you could even call it a “budget”). She came home …

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Why Money Doesn’t Solve Money Problems

Why Money Doesn’t Solve Money Problems

We’ve all thought it — myself included. “If only I could get that raise, then all my financial problems would be solved.” Or if you haven’t thought about that, surely you’ve said to yourself, “If I could just find an extra $200 each month, I could rest easier. I’d finally have some wiggle room in …

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Your Car is Making You Poor

Your Car is Making You Poor

The day I realized that my vehicles were costing me my financial freedom, I stopped caring what I drove or how my car looked. That’s not to say that I’m okay driving a 1970’s junker, but I also don’t need to be driving around a Lamborghini either. If I said that going to a dealership …

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5 Money Moves to Keep You Out of Debt

5 Money Moves to Keep You Out of Debt

Debt is a scary thing. Unfortunately, many Americans don’t necessarily see it that way. Prior to my finance journey, I was in a similar boat. While I was never on the verge of filing for bankruptcy, I did have a mentality such that, “I can pay it off later.” As long as I didn’t have …

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Why It’s Okay to Use a Credit Card for Every Purchase

Why It’s Okay to Use a Credit Card for Every Purchase

Much to the dismay of some financial advisors, credit cards are a tool, and, if used responsibly, can bring some pretty substantial perks. It’s when self-control and head knowledge take a backseat to impulse buying that they quickly become a downward spiral, which could take years to dig yourself out of. If your finances are …

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7 Steps to Stay Motivated While Paying Off Debt

7 Steps to Stay Motivated While Paying Off Debt

It’s no secret that paying off debt isn’t fun. Rather than spending our hard-earned paychecks to pay someone else, we’d rather be enjoying ourselves and spending our money how we would choose. The problem, however, is that you’ve already spent your paycheck — and then some. And now, unfortunately, that debt has come due and …

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12 Ways to Save Money on Groceries

12 Ways to Save Money on Groceries

I’ll admit it. I’m stingy. I fear that as I age, I’ll be one of those geezers that reminisces of the “good ol’ days”, when gas was $1.50/gallon and cars were actually made well. Everywhere I turn, I’m shocked by rising prices on everyday common items. Not only on fuel or rent, but groceries as …

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