Month: September 2017

Things to Consider Before Maxing Out Your 401k

Things to Consider Before Maxing Out Your 401k

Simply because you’re able to do something doesn’t mean that you necessarily should. Like jumping off a bridge, for example. Or getting a hand or face tattoo. Or possibly even maxing out your 401k. One of these does not match the others. Ha! While maxing out your 401k seems like a good idea (and it …

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How to Vacation for Cheap

How to Vacation for Cheap

While it’s now officially the Fall season, that doesn’t mean that you can’t vacation any longer. We’ve still got a good month or two left of decently warm weather, and we want to make sure we take advantage of every last ounce of sunshine we can possibly get our hands on. It’s time for a …

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4 Ways I Disagree with Dave Ramsey

4 Ways I Disagree with Dave Ramsey

I wouldn’t consider myself an “audiobook junkie”, but on long road trips, I definitely find myself passing the time quicker by listening to something other than music. Recently, I traveled home, which brought with it an 8-hour drive. I got tired of music after only an hour or two, and so I tuned into Dave …

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26 Ways to Earn Extra Money (That Actually Work)

26 Ways to Earn Extra Money (That Actually Work)

I feel pretty confident when I say that there has been at least one time in all of our lives where we were looking for some extra spending cash. The nice thing about the digital age that we live in currently, is that there’s a plethora of ways to make money. Though not everything on …

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How Much Money Should I Be Saving?

How Much Money Should I Be Saving?

“How much should I be saving?” I get asked this question more often than I thought I would, and it always seems to catch me off-guard. The simple answer is, “As much as you can.” Even an additional $10 or $20 a week into a savings account, over a number of years, has astounding impacts …

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How to Live Rent Free

How to Live Rent Free

Fortunately for me, I live in a part of the country where housing prices and cost of living is actually quite reasonable. But I know that for the majority of the population, rent alone is sucking them dry. Check out this listing, which shows rent by city across the United States. As you can see, …

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5 Tips to Begin Saving Money

5 Tips to Begin Saving Money

When I first discovered that 70% of Americans have less than $1,000 in savings, I scoffed. Then I paused. And then it hit me all-too-hard as I realized that I wasn’t too far off from that number. I maybe only had 3-4x that number in savings. While I was already above the “average” of 70% …

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Should You Pay Off Student Loans or Save For Retirement?

Should You Pay Off Student Loans or Save For Retirement?

Congratulations! You’ve just graduated from college, you’ve landed that first big-boy (or girl) job, and now you’re riddled with the question of which one is more financially sound. Reaching the point to where you have enough extra cash flow to even be in this situation is something that should make you want to jump for …

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Cheap or Free Alternatives to Microsoft Office

Cheap or Free Alternatives to Microsoft Office

Say what you want, but Microsoft Office has taken over the world as the most popular productivity suite. Though I tend to gravitate more towards Apple products than I do Microsoft, I still default to Microsoft Word or Excel for everything word-processing or data manipulation. Unfortunately, the luxury that is Microsoft Office comes with a …

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How to Get the Most Out of your 401k

How to Get the Most Out of your 401k

Let’s be honest. There’s nothing less-sexy than taking money out of each paycheck, and stashing it away for retirement. Especially when that shiny new BMW is calling your name. Unfortunately, with taxes steadily climbing, pensions virtually non-existent, and fewer Social Security benefits expected for Millenial’s, it’s important that you start saving now. During the Baby …

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