Month: October 2017

Why Money Doesn’t Solve Money Problems

Why Money Doesn’t Solve Money Problems

We’ve all thought it — myself included. “If only I could get that raise, then all my financial problems would be solved.” Or if you haven’t thought about that, surely you’ve said to yourself, “If I could just find an extra $200 each month, I could rest easier. I’d finally have some wiggle room in …

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Your Car is Making You Poor

Your Car is Making You Poor

The day I realized that my vehicles were costing me my financial freedom, I stopped caring what I drove or how my car looked. That’s not to say that I’m okay driving a 1970’s junker, but I also don’t need to be driving around a Lamborghini either. If I said that going to a dealership …

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5 Money Moves to Keep You Out of Debt

5 Money Moves to Keep You Out of Debt

Debt is a scary thing. Unfortunately, many Americans don’t necessarily see it that way. Prior to my finance journey, I was in a similar boat. While I was never on the verge of filing for bankruptcy, I did have a mentality such that, “I can pay it off later.” As long as I didn’t have …

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Why It’s Okay to Use a Credit Card for Every Purchase

Why It’s Okay to Use a Credit Card for Every Purchase

Much to the dismay of some financial advisors, credit cards are a tool, and, if used responsibly, can bring some pretty substantial perks. It’s when self-control and head knowledge take a backseat to impulse buying that they quickly become a downward spiral, which could take years to dig yourself out of. If your finances are …

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7 Steps to Stay Motivated While Paying Off Debt

7 Steps to Stay Motivated While Paying Off Debt

It’s no secret that paying off debt isn’t fun. Rather than spending our hard-earned paychecks to pay someone else, we’d rather be enjoying ourselves and spending our money how we would choose. The problem, however, is that you’ve already spent your paycheck — and then some. And now, unfortunately, that debt has come due and …

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12 Ways to Save Money on Groceries

12 Ways to Save Money on Groceries

I’ll admit it. I’m stingy. I fear that as I age, I’ll be one of those geezers that reminisces of the “good ol’ days”, when gas was $1.50/gallon and cars were actually made well. Everywhere I turn, I’m shocked by rising prices on everyday common items. Not only on fuel or rent, but groceries as …

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5 Tips for Financing a Second Home

5 Tips for Financing a Second Home

When it comes to purchasing your first home, there’s a wealth of information out there on how to build your credit, available first time home-buying programs, how to reach out to lenders, and what kind of insurance you need. But when it comes to purchasing your second home, it’s a little more unclear. Housing prices …

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