Only a few months ago, I was just like so many — I had little, if any, money in my savings account. I was one unexpected car or medical bill away from financial ruin. Finally, I was fed up and told myself, “I’m sick of this.” I wanted to ditch the paycheck-to-paycheck cycle, save money, and begin my path towards […]
Category: Budgeting
Signs You’re Living Beyond Your Means
In our ever-so debt-driven society, it’s a little bit too easy to make a purchase. Pull out that plastic, swipe the machine, and we’re on our merry way. The days where “cash is king” are a thing of the past, which makes reckless purchasing even easier. Along with that, social pressures are so prevalent, thanks to the internet, that has us […]
How Much Should My Honeymoon Cost?
A survey by The Knot released its annual report listing the average wedding cost to be $35,329 for 2016. That statistic is up $3,000 from the previous year and will surely climb even higher this year. With wedding costs at an all-time high, it’s easy to get carried away with the budget that you entirely forget to set aside enough […]
Why Money Doesn’t Solve Money Problems
We’ve all thought it — myself included. “If only I could get that raise, then all my financial problems would be solved.” Or if you haven’t thought about that, surely you’ve said to yourself, “If I could just find an extra $200 each month, I could rest easier. I’d finally have some wiggle room in my budget.” I’m here to […]
How Much Money Should I Be Saving?
“How much should I be saving?” I get asked this question more often than I thought I would, and it always seems to catch me off-guard. The simple answer is, “As much as you can.” Even an additional $10 or $20 a week into a savings account, over a number of years, has astounding impacts to your overall net worth. […]