Category: Debt

Your Car is Making You Poor

Your Car is Making You Poor

The day I realized that my vehicles were costing me my financial freedom, I stopped caring what I drove or how my car looked. That’s not to say that I’m okay driving a 1970’s junker, but I also don’t need to be driving around a Lamborghini either. If I said that going to a dealership …

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5 Money Moves to Keep You Out of Debt

5 Money Moves to Keep You Out of Debt

Debt is a scary thing. Unfortunately, many Americans don’t necessarily see it that way. Prior to my finance journey, I was in a similar boat. While I was never on the verge of filing for bankruptcy, I did have a mentality such that, “I can pay it off later.” As long as I didn’t have …

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7 Steps to Stay Motivated While Paying Off Debt

7 Steps to Stay Motivated While Paying Off Debt

It’s no secret that paying off debt isn’t fun. Rather than spending our hard-earned paychecks to pay someone else, we’d rather be enjoying ourselves and spending our money how we would choose. The problem, however, is that you’ve already spent your paycheck — and then some. And now, unfortunately, that debt has come due and …

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4 Ways I Disagree with Dave Ramsey

4 Ways I Disagree with Dave Ramsey

I wouldn’t consider myself an “audiobook junkie”, but on long road trips, I definitely find myself passing the time quicker by listening to something other than music. Recently, I traveled home, which brought with it an 8-hour drive. I got tired of music after only an hour or two, and so I tuned into Dave …

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Should You Pay Off Student Loans or Save For Retirement?

Should You Pay Off Student Loans or Save For Retirement?

Congratulations! You’ve just graduated from college, you’ve landed that first big-boy (or girl) job, and now you’re riddled with the question of which one is more financially sound. Reaching the point to where you have enough extra cash flow to even be in this situation is something that should make you want to jump for …

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