In general, I consider myself a relatively frugal person. I save on the things that aren’t important to me, so that I can splurge and spend on those that do. I don’t drive a new vehicle (quite the contrary, actually), I’m fine with generic brands at the grocery store, and I couldn’t care less what …
The day I realized that my vehicles were costing me my financial freedom, I stopped caring what I drove or how my car looked. That’s not to say that I’m okay driving a 1970’s junker, but I also don’t need to be driving around a Lamborghini either. If I said that going to a dealership …
I’ll admit it. I’m stingy. I fear that as I age, I’ll be one of those geezers that reminisces of the “good ol’ days”, when gas was $1.50/gallon and cars were actually made well. Everywhere I turn, I’m shocked by rising prices on everyday common items. Not only on fuel or rent, but groceries as …
While it’s now officially the Fall season, that doesn’t mean that you can’t vacation any longer. We’ve still got a good month or two left of decently warm weather, and we want to make sure we take advantage of every last ounce of sunshine we can possibly get our hands on. It’s time for a …
“How much should I be saving?” I get asked this question more often than I thought I would, and it always seems to catch me off-guard. The simple answer is, “As much as you can.” Even an additional $10 or $20 a week into a savings account, over a number of years, has astounding impacts …
Fortunately for me, I live in a part of the country where housing prices and cost of living is actually quite reasonable. But I know that for the majority of the population, rent alone is sucking them dry. Check out this listing, which shows rent by city across the United States. As you can see, …
When I first discovered that 70% of Americans have less than $1,000 in savings, I scoffed. Then I paused. And then it hit me all-too-hard as I realized that I wasn’t too far off from that number. I maybe only had 3-4x that number in savings. While I was already above the “average” of 70% …
Say what you want, but Microsoft Office has taken over the world as the most popular productivity suite. Though I tend to gravitate more towards Apple products than I do Microsoft, I still default to Microsoft Word or Excel for everything word-processing or data manipulation. Unfortunately, the luxury that is Microsoft Office comes with a …