Raise your hand if you don’t want to save money. *crickets* Nobody? That’s what I thought. I think I’d be pretty safe in saying that we could all use some extra cash here and there. It seems that cost of living increases more and more every year, yet those so-called “cost of living” adjustments that we’re supposed to be making […]
Category: Saving Money
How to Save Money While Living Paycheck to Paycheck
Only a few months ago, I was just like so many — I had little, if any, money in my savings account. I was one unexpected car or medical bill away from financial ruin. Finally, I was fed up and told myself, “I’m sick of this.” I wanted to ditch the paycheck-to-paycheck cycle, save money, and begin my path towards […]
Financial Advice That Forever Changed My Life
“Save for retirement, exercise daily, eat less sweets.” Great advice, right? Absolutely! We should of course be doing all these things. The problem, however, is that we hear information such as this so frequently that it becomes routine and mundane. It loses significance because it’s so repetitive. It’s so simple that we glance over it without so much as a […]
10 Reasons Why You’re Still Broke
Does it always seem that there’s more month left than there is paycheck? When you look around, though, everyone else seems to be making ends meet just fine. Is it something you’re doing wrong, or is everyone else just putting on a front? The problem really boils down to one thing: People are stupid with their money. Each day, we […]
The #1 Wealth Killer
The day I realized that my vehicles were costing me my financial freedom, I stopped caring what I drove or how my car looked. That’s not to say that I’m okay driving a 1970’s junker, but I also don’t need to be driving around a Lamborghini either. If I said that going to a dealership and buying a brand new […]
12 Ways to Save Money on Groceries
I’ll admit it. I’m stingy. I fear that as I age, I’ll be one of those geezers that reminisces of the “good ol’ days”, when gas was $1.50/gallon and cars were actually made well. Everywhere I turn, I’m shocked by rising prices on everyday common items. Not only on fuel or rent, but groceries as well. If you’re like me, […]
How to Vacation for Cheap
While it’s now officially the Fall season, that doesn’t mean that you can’t vacation any longer. We’ve still got a good month or two left of decently warm weather, and we want to make sure we take advantage of every last ounce of sunshine we can possibly get our hands on. It’s time for a vacation. You want to go […]
How Much Money Should I Be Saving?
“How much should I be saving?” I get asked this question more often than I thought I would, and it always seems to catch me off-guard. The simple answer is, “As much as you can.” Even an additional $10 or $20 a week into a savings account, over a number of years, has astounding impacts to your overall net worth. […]
How to Live Rent Free
Fortunately for me, I live in a part of the country where housing prices and cost of living is actually quite reasonable. But I know that for the majority of the population, rent alone is sucking them dry. Check out this listing, which shows rent by city across the United States. As you can see, rent has increase exponentially since […]
5 Tips to Begin Saving Money
When I first discovered that 70% of Americans have less than $1,000 in savings, I scoffed. Then I paused. And then it hit me all-too-hard as I realized that I wasn’t too far off from that number. I maybe only had 3-4x that number in savings. While I was already above the “average” of 70% of the population, that wasn’t […]